Missed mortgage payments fell by 4.4% in Q2, according to a report by credit manager Pepper Advantage which also found that direct debit rejections were down 5.1%. This marks the first quarter since the pandemic where both have declined. The analysis also shows that new loans were down 3.2%, with this driven by the end of stamp duty reductions at the end of March. Aaron Milburn, UK managing director at Pepper Advantage, said the drop in mortgage arrears was a “promising sign that some household financial pressures may be easing after years of inflation and rising living costs.” However, he warned that it is “important to remember that any recovery remains fragile.”
Mortgage arrears fall in Q2
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